Education Loan Assistance
Complete guidance for study abroad loans — making your international education dream a financial reality.
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Finance Your International Education
Thousands of Indian students go abroad every year to study in one of the top universities and colleges. As per the Ministry of External Affairs — Government of India, around 10.9 Lakh Indian students were studying abroad, and their numbers are increasing rapidly.
However, not all aspiring students are able to study overseas, as this requires a substantial amount of financial backing. For them, it is not the end of the road — they too can fulfill their dream of studying abroad by getting an overseas education loan. Today, a number of banks and lenders offer loans to students for higher education abroad. Pyramid eServices guides you through every step of this process.
Top Study Abroad Loan Providers in India
Leading public and private sector banks offering overseas education loans.
State Bank of India
SBI
One of India's largest public sector banks, SBI offers a number of overseas education loan schemes, including the SBI Student Loan Scheme, Studies abroad (above Rs. 7.50 lakhs), Dr. Ambedkar Interest Subsidy Scheme for Overseas Studies, and Padho Pardesh Interest Subsidy Scheme for Overseas Studies.
Loan Schemes
Punjab National Bank
PNB
Est. 1894
Founded in 1894, Punjab National Bank is the second-largest public sector bank in India. The overseas education loan schemes that PNB offers include PNB Udaan and Padho Pardesh.
Loan Schemes
Canara Bank
Canara Bank
Canara Bank is another significant public sector bank in India that provides overseas education loans to aspiring students. The education loan schemes offered by Canara Bank include IBA MODEL EDUCATION LOAN SCHEME FOR PURSUING HIGHER STUDIES IN INDIA AND ABROAD and VIDYA SHAKTHI.
Loan Schemes
Bank of Baroda
BOB
Indian multinational, public sector bank, BOB also offers education loans to overseas education aspirants. The Schemes BOB offers include Baroda Scholar (for study abroad), Baroda Education Loans for EDP being offered by Premier Institutions abroad, and Government of India Interest Subsidy Schemes for Education Loan.
Loan Schemes
ICICI Bank
ICICI
Up to ₹1 Crore
ICICI is another leading private sector bank in India that offers education loans to fulfill students' aspirations of studying abroad. The bank provides an iSmart Education Loan of up to one crore to study overseas.
Loan Schemes
What Student Loans Cover
Education loans typically cover a comprehensive range of study abroad expenses.
Tuition Fees
Complete coverage of university tuition fees
Academic Charges
Examination, library, laboratory, and hostel charges
Study Materials
Cost of books, equipment, instruments, and uniform
Travel Expenses
Travel expenses for studying abroad
Deposits
Caution money, refundable deposits, etc.
Living Expenses
Accommodation and day-to-day living costs abroad
Study Abroad Loan Eligibility Requirements
Lenders have their own criteria for loan limits, interest rates, period, and repayment mode. Their decisions may also be based on the quality of the institution, relevancy of the course, and creditworthiness of the guarantor.
Some banks only issue education loans to study at overseas institutions they recognise. Here are the general eligibility requirements for Indian students:
The applicant must be an Indian national
Usually students within the 18–35 age group can apply
Must have a confirmed admission at a foreign institution
Must have a good academic record
Should have a co-borrower (Parents/Guardians) as guarantor
Collateral may be required to secure the loan
Documents Required for Study Abroad Loan
Ensure you have these essential documents ready before applying for your overseas education loan.
Mark sheet for last qualifying examination
Admission Proof
Schedule of expenses for the course
Copy of scholarship confirmation letter (if any)
Two passport-sized photographs
Bank account statement for last six months
Income Tax assessment order, not older than two years
A brief statement of borrower's Assets and Liabilities
How Pyramid eServices Can Help
Pyramid helps make the loan and visa process comfortable — identifying the best overseas education opportunities and guiding you through every stage of loan sanction and study visa acquisition. With 19+ years of experience, we have helped over 50,000 students receive their study visas to Canada, UK, USA, Germany, Australia, New Zealand, and more.
Loan Guidance
Expert advice on choosing the right loan provider for your profile and destination.
Documentation Support
Complete assistance preparing and reviewing all required loan documents.
Visa Process
Seamless guidance through your study visa application alongside the loan.
End-to-End Support
From loan sanction to departure — we stay with you every step of the way.
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Ready to Secure Your Education Loan?
Let our expert consultants guide you through the education loan process — from identifying the best loan provider to documentation, sanction, and visa.